Funding Solutions

Business Funding
Built for Growth

Direct lending programs structured around your business reality — not standardized products that require your business to conform to them.

Working Capital

Funding Program 01

Working Capital Loans

Working capital is the lifeblood of any business. Whether you need to cover payroll during a slow season, purchase inventory ahead of a busy period, or bridge a gap between receivables and payables — Royal Boudoir Inc provides working capital solutions that keep your operations running without interruption.

Our working capital programs are designed for businesses with real revenue and genuine needs. We evaluate your business holistically, not just your credit score.

  • Funding from $10,000 to $5,000,000
  • Flexible repayment terms aligned to your cash flow
  • Decisions within 24–48 hours of application
  • Minimal documentation requirements
  • No prepayment penalties on most programs
Equipment Financing

Funding Program 02

Equipment Financing

Modern, well-maintained equipment is a competitive advantage. Royal Boudoir Inc provides equipment financing that lets your business acquire the tools it needs without depleting working capital or disrupting cash flow.

From manufacturing machinery to restaurant equipment, fleet vehicles to medical devices — we finance the equipment that drives your business forward.

  • Finance new or used equipment across all industries
  • Terms from 12 to 72 months
  • Up to 100% of equipment cost financed
  • Potential tax advantages (consult your tax advisor)
  • Equipment serves as collateral in most programs
Revenue-Based Financing

Funding Program 03

Revenue-Based Financing

Revenue-based financing aligns capital repayment with the natural rhythm of your business. Rather than fixed monthly payments regardless of performance, repayment adjusts proportionally to your revenue — providing breathing room during slower periods and allowing faster payoff during strong months.

Ideal for businesses with consistent monthly revenue and seasonal fluctuations.

  • Repayment scales with your actual revenue
  • No fixed payment schedule — flexibility built in
  • Suitable for retail, e-commerce, service businesses
  • Typically requires 6+ months in business
  • Based on revenue performance, not credit score alone
Lines of Credit

Funding Program 04

Business Lines of Credit

A business line of credit gives you the financial flexibility to act on opportunities and manage challenges as they arise — without needing to apply for a new loan each time. Draw capital when you need it; only pay interest on what you use.

Our revolving credit programs are designed for established businesses that want on-demand access to capital without the friction of repeat applications.

  • Revolving access — draw, repay, redraw
  • Interest charged only on amounts drawn
  • Credit lines from $25,000 to $500,000
  • Renewing programs available for qualified borrowers
  • Ideal for managing seasonal cycles and opportunities
Invoice Financing

Funding Program 05

Invoice Financing

Waiting 30, 60, or 90 days for customers to pay outstanding invoices creates cash flow pressure that can limit your ability to grow. Invoice financing unlocks the value trapped in your receivables — converting unpaid invoices into immediate working capital.

Your invoices represent work already done. We help you get paid for it now.

  • Advance up to 90% of outstanding invoice value
  • Accelerate cash flow without taking on new debt
  • Suitable for B2B businesses with creditworthy clients
  • Confidential programs available
  • Flexible — finance selected invoices as needed

Who We Work With

General Qualification Guidelines

Requirements vary by program. These are general guidelines — contact us to discuss your specific situation.

Time in Business

Most programs require a minimum of 6 months in operation. Some programs are available for newer businesses with strong revenue.

Monthly Revenue

Programs typically begin at $10,000+ in average monthly revenue, though thresholds vary by product type and funding amount.

Business Type

We work with sole proprietors, LLCs, S-Corps, C-Corps, and partnerships across most industries and verticals.

Credit Profile

We evaluate the full picture of your business — not just personal credit. Business performance is the primary qualification factor.

Business Location

We serve businesses operating throughout the United States. Headquarters in Perth Amboy, NJ; lending nationwide.

Documentation

Typically 3–6 months bank statements, basic business information. We minimize document burden wherever possible.

Apply Today

Find the Right Funding for Your Business

Speak with a Royal Boudoir Inc specialist to identify which program best fits your situation.

Apply for Funding